Frequently Asked Questions

Murtakaz is an AI-powered SaaS platform that replaces traditional business consultancy for Saudi and UAE SMEs. It guides founders through a structured, AI-assisted process that transforms a raw business idea into a boardroom-ready pitch deck and three financial scenario models — shaped by team collaboration, delivered in hours not months, at a fraction of traditional consultancy cost.

Yes. Murtakaz is built around team collaboration — your team reviews, refines, and validates every section inside the platform before anything is finalized. The output isn't just AI-generated content; it's AI-structured plans shaped by the people who know the business. That's what makes it investor-ready.

A traditional consultant charges upwards of SAR 50,000 and takes weeks to deliver. Murtakaz delivers a pitch deck, P&L scenarios, and financial study in hours — with your team's input built into the process — at a fraction of the cost. You stay in control throughout.

A pitch deck, three P&L scenarios (conservative, realistic, optimistic), and a complete financial study — all in Arabic and English, ready to share with investors, partners, or internal stakeholders.

Manufacturing, Construction, Retail & Wholesale Trade, Transportation & Warehousing, Finance & Insurance, Healthcare, Education, Accommodation & Food Services, Tourism & Entertainment, and Information Technology & Services.

Yes. Murtakaz is fully bilingual — Arabic and English throughout. You can generate your pitch deck and financial study in Arabic only, English only, or both simultaneously.

Once the AI generates your plans, your team members can review every section, add comments, and refine the content directly inside Murtakaz. The AI then incorporates that feedback. The final output reflects both AI structure and your team's judgment.

Yes. The platform is built specifically for the Saudi and UAE market — benchmarks, financial models, and AI prompts are calibrated to local market data from KSA and UAE industries. It is not a generic Western tool adapted for the region.

Murtakaz has a free plan with daily AI credits — no credit card required. Paid plans start at SAR 200/month for the Builder plan (unlimited AI credits, full P&L scenarios, PDF export) and SAR 500/month for the Elite plan (priority processing, dedicated support, multi-team access). There are no setup fees and no consultancy retainers.

Most founders complete the 8-step guided wizard and receive their pitch deck, P&L scenarios, and financial study within 2-4 hours. Traditional consultants take 4-8 weeks for the same deliverables.

Yes. Builder and Elite plan users can export their pitch deck and financial study as PDF documents — in Arabic, English, or both — ready to share with investors, banks, or partners.

Yes. Murtakaz covers all the elements Monsha'at requires for business plan submissions: executive summary, market analysis, financial projections (P&L, cash flow, break-even), operational plan, and risk assessment. The output is bilingual (Arabic and English), which satisfies Monsha'at's Arabic-language requirements while also being ready for any English-language reviewers or co-investors.

Yes. Murtakaz supports 10 industries including Accommodation & Food Services (F&B), Retail & Wholesale Trade, Healthcare, Education, Tourism & Entertainment, and more. The AI and financial models are calibrated to each sector's specific cost structure, margin benchmarks, and Saudi/UAE market data — not a generic template. Restaurant and F&B founders can generate F&B-specific unit economics (cost per cover, table turnover, kitchen COGS) alongside a full business plan.

Yes. Murtakaz has built-in collaboration — team members can be invited to review, comment on, and refine each section of the plan directly inside the platform. The AI incorporates their feedback into subsequent iterations. This is how Murtakaz produces plans that reflect both AI structure and your team's real knowledge of the business, rather than generic AI output. Multi-team access is included in the Elite plan.

Plans generated by Murtakaz include all the elements Saudi and UAE banks typically require for SME loan applications: executive summary, market analysis, 3–5 year financial projections (P&L, balance sheet indicators, cash flow), break-even analysis, and operational plan. Builder and Elite plan users can export a bilingual PDF ready to submit. We recommend reviewing the output with your relationship manager or a local accountant to ensure it meets your specific bank's current formatting requirements.

Murtakaz financial projections are calibrated to Saudi and UAE market data from GASTAT (General Authority for Statistics), Monsha'at SME reports, SAMA, and CITC — not generic global benchmarks. The platform generates three scenarios (conservative, realistic, optimistic) to reflect real-world uncertainty, which is what investors and banks expect. Accuracy depends heavily on the quality of inputs you provide: the more precise your revenue assumptions, cost data, and market sizing, the more reliable the output. Murtakaz is a structured framework and AI engine; final projections should always be reviewed by a qualified financial professional before submission to banks or investors.